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WebFeatures of our first-time buyer loan. Borrow up to $30,000. Choose a flexible term, up to 60 months, for a budget-friendly payment. 1. Get financing for up to 100% of the car's β¦ WebYou can use the Bank of America auto loan calculator to see how different loan amounts, APRs and terms will affect your monthly payment. Also, look for a car loan with no prepayment penalty. This will save you money if you decide to pay off your loan early or refinance your car loan. Financing a car with a lease WebAdditionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated. On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. fix footer on mobile